La previsión social complementaria en el marco de las relaciones laborales: el caso de Maier

Abstract

During the last years many reforms have been made which directly affect the social security system, both in the national and intenational fields. Taking notice of the national scene, some measures have been taken following OECD and European Union recomendations. The effect caused by those measures has started to be noticeable in the fall of the rate of replacement of the passive income over the active income, which consequently creates the need of complementing the state pension. Although there are many who uphold the idea of covering that shortage through the individual supplementary pension, in this work we put forth the suitability of promoting the supplementary individual pension within the labor relations frame. This is being done in some European countries.  In this work, the characteristics of the individual supplementary pension of a company in the Basque Country are analyzed, also the opinion of the staff about it through an inquiry. Finally, conclusions are presented of the legal and practical framework together with a list of proposals.